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var(--accent-soft);background:linear-gradient(140deg,#2d2d33,#131315);border-radius:50%;flex:none;place-items:center;font-size:12px;font-weight:700;display:grid}.repbar-t{flex:1;min-width:0}.repbar-t b{font-size:13.5px;font-weight:600;display:block}.repbar-t span{color:var(--tertiary);margin-top:3px;font-size:11.5px;line-height:1.45;display:block}.rate-closed{border:1px solid var(--hairline);background:var(--subtle);border-radius:12px;margin-top:14px;overflow:hidden}.rate-closed summary{color:var(--tertiary);cursor:pointer;padding:12px 15px;font-size:12.5px;font-weight:600;list-style:none}.rate-closed summary::-webkit-details-marker{display:none}.rate-closed summary:after{content:" ↓";opacity:.6}.rate-closed[open] summary{border-bottom:1px solid var(--hairline)}.rate-closed[open] summary:after{content:" ↑"}.rate-closed .rate-list{border:none;border-radius:0}.theme-toggle{border:1px solid var(--border);width:34px;height:34px;color:var(--secondary);cursor:pointer;background:0 0;border-radius:999px;flex:none;place-items:center;padding:0;transition:color .2s,border-color .2s,transform .15s;display:grid}.theme-toggle:hover{color:var(--text);border-color:var(--text)}.theme-toggle:active{transform:scale(.94)}.theme-toggle:focus-visible{outline:2px solid var(--accent-ink);outline-offset:3px}.theme-toggle svg{stroke:currentColor;fill:none;stroke-width:1.7px;stroke-linecap:round;stroke-linejoin:round;width:16px;height:16px}.theme-toggle .i-sun{display:none}:root[data-theme=light] .theme-toggle .i-sun{display:block}:root[data-theme=light] .theme-toggle .i-moon{display:none}:root[data-theme=light] .learn-card,:root[data-theme=light] .rate-hero,:root[data-theme=light] .rate-list,:root[data-theme=light] .repbar,:root[data-theme=light] .learn-cta{box-shadow:var(--card-shadow)}:root[data-theme=light] .apex h1 img{filter:var(--wordmark-filter)}.learn-cta{border-radius:var(--radius);border:1px solid var(--border);background:linear-gradient(180deg,var(--accent-soft),var(--subtle));margin-top:40px;padding:26px 24px}.learn-cta h2{letter-spacing:-.02em;font-size:20px;font-weight:800;line-height:1.25}.learn-cta p{color:var(--secondary);max-width:460px;margin-top:9px;font-size:14.5px;line-height:1.6}.learn-cta a{background:var(--accent);color:#0a0a0b;border-radius:14px;align-items:center;gap:8px;margin-top:18px;padding:14px 22px;font-size:15px;font-weight:700;text-decoration:none;transition:filter .2s,transform .15s;display:inline-flex}.learn-cta a:hover{filter:brightness(1.06)}.learn-cta a:active{transform:scale(.98)}.learn-cta .fine{color:var(--tertiary);margin-top:12px;font-size:12.5px}.capture{border-top:1px solid var(--hairline);margin-top:30px;padding-top:26px}.capture h2{letter-spacing:-.02em;font-size:20px;font-weight:800;line-height:1.25}.capture-sub{color:var(--secondary);max-width:460px;margin-top:8px;font-size:14.5px;line-height:1.6}.field label .opt{color:var(--tertiary);margin-left:5px;font-weight:500}.capture .calc-go{margin-top:20px}.capture-fine{color:var(--tertiary);margin-top:14px;font-size:12px;line-height:1.6}.consent{cursor:pointer;align-items:flex-start;gap:11px;margin-top:18px;display:flex}.consent input[type=checkbox]{width:19px;height:19px;accent-color:var(--accent);cursor:pointer;flex:none;margin-top:1px}.consent span{color:var(--secondary);font-size:12.5px;line-height:1.55}.consent a{color:var(--accent-ink);text-underline-offset:2px;text-decoration:underline}.capture-done{text-align:left}.capture-done h2{color:var(--text)}.capture-done p{color:var(--secondary);max-width:460px;margin-top:9px;font-size:14.5px;line-height:1.6}.calc-steps{flex-wrap:wrap;gap:6px;margin-bottom:26px;list-style:none;display:flex}.calc-steps li{letter-spacing:.04em;color:var(--tertiary);border:1px solid #0000;border-radius:999px;align-items:center;gap:6px;padding:5px 10px 5px 5px;font-size:11px;font-weight:600;display:flex}.calc-steps li span{background:var(--subtle);width:18px;height:18px;color:var(--tertiary);border-radius:50%;flex:none;place-items:center;font-size:10px;font-weight:700;display:grid}.calc-steps li.on{color:var(--text);border-color:var(--border);background:var(--elevated)}.calc-steps li.on span{background:var(--accent);color:#0a0a0b}.calc-steps li.done span{background:var(--accent-soft);color:var(--accent-ink);font-size:0}.calc-steps li.done span:after{content:"✓";font-size:10px}.calc-back{cursor:pointer;color:var(--tertiary);background:0 0;border:none;margin-top:20px;padding:0;font-family:inherit;font-size:12.5px}.calc-back:hover{color:var(--secondary)}.seg{flex-wrap:wrap;gap:8px;margin-top:22px;display:flex}.seg-col{flex-direction:column;margin-top:0}.seg button{cursor:pointer;border:1px solid var(--border);background:var(--elevated);min-width:0;color:var(--secondary);text-align:left;border-radius:12px;flex:1;padding:11px 13px;font-family:inherit;font-size:13px;font-weight:600;transition:border-color .15s,color .15s,background .15s}.seg button:hover{color:var(--text)}.seg button.on{border-color:var(--accent);color:var(--text);background:var(--accent-soft)}.calc-compare{grid-template-columns:1fr 1fr;gap:10px;margin-top:12px;display:grid}.calc-compare div{border:1px solid var(--border);border-radius:var(--radius);background:var(--elevated);padding:16px}.calc-compare span{color:var(--tertiary);font-size:11.5px;line-height:1.4;display:block}.calc-compare b{letter-spacing:-.03em;font-variant-numeric:tabular-nums;margin-top:6px;font-size:23px;font-weight:800;display:block}.calc-compare .hot b{color:var(--accent-ink)}@media (max-width:420px){.calc-compare{grid-template-columns:1fr}}.calc-callout{border:1px solid var(--border);border-radius:var(--radius);background:var(--subtle);margin-top:26px;padding:16px 17px}.calc-callout b{letter-spacing:-.01em;font-size:13px;font-weight:700;display:block}.calc-callout p{color:var(--secondary);margin-top:7px;font-size:13px;line-height:1.65}